FPANJ Issues and Positions - Financial Planning and Health Care Costs
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Financial Planning and Health Care Costs

The FPANJ believes that health care costs will be a significant issue in clients' retirement planning. Clients are requiring more information on health care issues as they plan for retirement. The FPANJ believes financial planners are in a unique position to assist clients with health care planning issues.

Financial planners currently provide planning for insurance protection, including Medicare, Social Security, and health.

The FPANJ supports enhancing the financial process by reinforcing the discussion of health care planning.

A major source of escalating health care costs is the provision of health services for the uninsured and underinsured. Medicaid costs currently represent a significant portion of state budgets.

The FPANJ supports utilizing membership financial expertise to assist in the development of programs that reduce Medicaid costs and support state agencies in their efforts to reduce Medicaid costs.



Links:

FPA and Aetna have partnered to publish “Navigating Your Health Benefits for Dummies” book. It has recently been updated to include the new health care law (PPACA).
http://633woman.com/wp-content/uploads/2011/11/navigating-your-health.pdf

FPA’s thoughts on Health Care published in the October 2007 issue of Financial Advisor Magazine. Note the box at the end of the article “FPA is Planning a Distinct Voice in National Health-Care Debate.”
http://www.fa-mag.com/component/content/article/1766.html?magazineID=1&issue=85&Itemid=73

As safety net shrinks, medical costs will grow:
http://www.investmentnews.com/article/20120506/REG/305069992

Health becoming the new focus of wealth:
http://www.investmentnews.com/apps/pbcs.dll/article?AID=/20120513/REG/305139995

Medicaid Bigger than Education in State Budgets, ” New York Times, December 13, 2011:
http://www.nytimes.com/2011/12/14/us/in-downturn-medicaid-takes-up-more-of-state-budgets-analysis-finds.html


 

 

 

 

 

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